Free Tool · Financials
How much bank balance
do you need for your visa?
Every Schengen country has its own financial requirements. France expects €120/day, Spain €122/day with a €1,099 floor, Italy uses a tiered table, and Germany assesses case-by-case. This calculator gives you the exact official figure for Schengen countries plus comfortable targets for UK, US, and more.
Spouse, children, parents on the same application.
Official requirement (France)
€1,200≈ ₹1,11,600
€120/day × 10 days × 1 applicant
Recommended bank balance (with buffer)
1,39,500
Liquid savings in your account for the last 3 months, stable, no unexplained large deposits.
Per day rate
€120
≈ ₹11,160/day
Minimum floor
—
No published floor
Statements needed
3 months
Stamped by bank
France — france-visas.gouv.fr
France publishes exact per-day figures: €120/day without hotel booking, €65/day with hotel, €32.50/day if hosted by a relative with an attestation d'accueil. 3 months of bank statements required.
Schengen country comparison (10-day trip, 1 applicant)
| Country | Per day | Required (EUR) | ≈ INR | Statements |
|---|---|---|---|---|
| 🇫🇷 FranceSelected | ~€120 | €1,200 | ₹1,11,600 | 3m |
| 🇩🇪 Germany | ~€50 | €500 | ₹46,500 | 3m |
| 🇮🇹 Italy | ~€45 | €449 | ₹41,785 | 3m |
| 🇪🇸 Spain | ~€122 | €1,221 | ₹1,13,553 | 6m |
Click any row to switch. France shown with "no hotel" rate.
What counts as bank balance for a visa?
Consulates don't just look at one number — they look at the pattern of your finances over 3–6 months. A single transfer from a relative the day before submitting your application is a red flag. Consistent salary credits and modest, stable savings are green flags.
Helps your application
- Savings account with 3–6 months of statements
- Salary credits from a known employer
- Fixed deposits (FDs) with 6+ months maturity
- ITR for the last 2–3 years
- Stable closing balance above your target
Raises concerns
- Large unexplained transfer just before applying
- Statements showing a zero/low balance then sudden spike
- Cash deposits that don't match declared income
- Credit card statements showing over-limit usage
- Missing ITR or mismatched income declarations
Frequently asked questions
How much bank balance for a France Schengen visa from India?
France publishes clear figures: €120/day without a hotel booking, €65/day with a confirmed hotel, and €32.50/day if hosted by a relative. For a 10-day trip without hotel booking, that's €1,200 (≈₹1,11,600). Show this amount stable in your savings account over the last 3 months.
How much bank balance for a Spain Schengen visa?
Spain requires €122.10 per person per day (updated annually) with a hard minimum of €1,098.90 regardless of trip length. Even a 1-day trip requires nearly €1,099 (≈₹1,02,207). Spain also requires 6 months of bank statements — more than most Schengen countries.
How does Italy's tiered system work?
Italy uses a table: trips of 1–5 days require a flat €269.60 per person, 6–10 days require €44.93/day, 11–20 days €36.67/day + a fixed €51.64, and 20+ days €27.89/day + a fixed €206.58. The effective per-day rate drops significantly for longer trips.
Does Germany have a fixed bank balance requirement?
No. Germany does not publish a per-day EUR figure. Consular officers assess finances case-by-case. The widely cited guideline is €45–50/day, but the focus is on overall financial stability — regular salary credits, stable savings, and ITR carry more weight.
Do I need to show cash or can it be fixed deposits?
Liquid savings account balance is the primary reference. Fixed deposits count as supporting evidence of financial stability, not as the primary balance — consulates want to see money you can actually spend during the trip.
Can my parents sponsor me?
Yes. Students and young travellers often rely on a sponsor (usually a parent). Include the sponsor's bank statements, ITR, a notarised sponsorship letter, and proof of relationship. The sponsor's finances are assessed against the same targets.
Schengen figures are from official government sources: france-visas.gouv.fr, esteri.it, exteriores.gob.es, india.diplo.de. Non-Schengen targets are indicative. Italy's table of means is from the Directive of 1 March 2000. Spain's per-day figure is the 2026 rate. EUR→INR conversion uses €1 ≈ ₹93 (approximate). Every application is judged on its full profile, not just bank balance. Visank reviews your full dossier before submission.